Fairblock encrypts amounts and balances by default, but keeps sender and receiver addresses transparent. Why this matters:
  • This is not a mixer. Traceability done right means auditability, not surveillance.
  • Regulators, auditors, and banks can still see who interacted with who.
  • You get confidentiality of sensitive financial data for business and commerce.
  • Alignment with the model (limited transparency with selective access) central banks and supervisors are proposing for digital payments (OFAC,FinCEN, MiCA friendly).
This posture aligns with how TradFi and Big Tech manage sensitive financial data. Apple Pay doesn’t broadcast your transactions to the world, and banks don’t leak order size in real-time. However, both can produce records for auditors and regulators when required. It’s the same principle.

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Selective disclosure

Instead of giving one centralized auditor silent, persistent access to everyone’s transaction history, Fairblock uses identity-based encryption and multiparty computation (IBE-MPC) to enable per-transaction disclosures. What this means:
  • Nothing is automatically exposed
  • If access is required, a scoped view-key can be issued for that specific transaction
  • You stay compliant without handing permanent visibility to any single third party

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AML and sanctions controls

We work with services like Chainalysis and Range Security to flag and block high-risk or sanctioned addresses. These are the same types of services institutions and regulators already recognize as credible for AML and OFAC filtering. Legitimate businesses, merchants, and financial institutions get confidentiality and bad actors get filtered out.

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Confidentiality vs Anonymity

Confidential stablecoins are composable with DeFi and usable today by banks, issuers, payment networks, and trading desks because addresses stay transparent. For users that need obfuscated addresses, we support fully address privacy in controlled conditions:
  • Opt-in, KYB/KYC-scoped environments (merchants, trading desks, banks, etc.)
  • With sanctions screening and risk controls
  • With selective disclosure still available
Fairblock is designed to go beyond confidential amounts. It’s done responsibly to ensure users are not at risk of triggering regulatory flags.